¿Ya sabes qué posgrado quieres estudiar y en qué escuela?
¡Excelente!
El siguiente paso es decidir cómo vas a financiarlo. En la mayoría de los casos, el costo de un posgrado es elevado y seguramente te has preguntado cómo lo vas a solventar. Para ello, puedes encontrar algunas alternativas en el extranjero y otras en México, como el Conacyt, Funed y Fiderh. O bien, buscar opciones de becas con la universidad en la que te aceptaron. Sin embargo, es importante tomar en cuenta que financiar el posgrado en pesos mexicanos resulta mucho más conveniente.
Te decimos por qué:
Si decides estudiar en el extranjero, países como Estados Unidos, Canadá, España, Inglaterra o Australia, tienen monedas con mayor valor que el peso mexicano.
Solicitar un financiamiento en alguna de estas monedas supone el riesgo de
devaluación por el tipo de cambio. Es decir, si tus ingresos son en pesos
mexicanos valdrán menos al convertirlos a euros o dólares. A largo plazo, la deuda puede llegar a aumentar en un 25%, como nos cuenta Miguel:
“En 2015 me fui a estudiar la maestría a Nueva York y financié mis estudios con TEM, sin correr el riesgo de tipo de cambio. Si hubiera financiado mis estudios en dólares, hoy mi deuda hubiera aumentado 25%”.
Por otro lado, si optas por solicitar un financiamiento en pesos mexicanos como los que ofrecemos en Talento en Marcha, tu dinero no perderá valor. Los ingresos que obtengas podrás traducirlos directamente a abonos para tu crédito.
¿Qué esperas? Haz que tu esfuerzo valga cada centavo.
Contáctanos: info@tem.lat
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